What is “Accurate” Background Check?
“Accurate” is a startup background checking service out of Irvine, CA. “Accurate” is known for performing employment background screening for the gig economy. They offer background checking services for the staffing, healthcare, and retail industry.
Key takeaways
- Accurate is a background screening service based out of Irvine, CA. They mostly serve the healthcare, gig-economy, and retail industries.
- The Fair Credit Reporting Act (FCRA) protects consumers who were denied job offers or driving opportunities (i.e. being removed from driving platforms—preventing them from earning wages and income) due to vital inaccuracies or errors in background checks. Those would include inaccurate criminal history, driving history, civil records, or sanctions that would stop an employer from following through with a job offer.
What is an “Accurate” background check?
An “Accurate” background check is really just a report that’s pulled on behalf of employers in advance of any job offer that gets sent. Accurate provides screening services for the healthcare and retail industries and does serve a good portion of the gig-economy.
Accurate Background Service contact information:
Accurate Background, Inc.
7515 Irvine Center Drive
Irvine, CA 92618
Phone number:
800-784-3911
During the background screening process, the companies look for some of the following:
Credit History:
- Assess financial responsibility.
- Evaluate potential risk of financial issues impacting job performance.
Criminal Record:
- Ensure the safety of the workplace and colleagues.
- Assess the applicant’s honesty regarding past legal matters.
Driving Record:
- Relevant for positions requiring driving.
- Evaluate the applicant’s driving history for safety and responsibility.
Civil Records:
- Identify any history of legal disputes or involvement in lawsuits.
- Assess the applicant’s overall legal standing.
Sanctions or Watchlists:
- Ensure the applicant is not barred from certain activities or industries.
- Check for any associations with activities that might pose a risk to the employer.
What if my Accurate background check came back with inaccuracies or errors that I can’t explain?
Should you encounter discrepancies in your background check that impede your employment prospects, and if these records are found to be erroneous, it may suggest a potential mixed file scenario. In such instances, the background screening company might have utilized your name and address, coinciding with another individual’s, leading to the amalgamation (or “mixed file” case) of screening records.
Inaccuracies within the report can stem from various factors. A prevalent concern is mixed files, wherein details pertaining to another person inadvertently surface on your report. Furthermore, outdated information may arise due to the screening databases lacking the most current and up-to-date information.
Under the Fair Credit Reporting Act (FCRA), you have the right to sue consumer reporting agencies for providing inaccurate information about you.
You may have a case if you’ve experienced any of the following due to inaccurate information on your background check:
- Your background check showed accounts that lead you to believe multiple credit reporting agencies may have incorrect information about you. Which means you have a legal course you can take against the credit reporting agencies and furnishers who are reporting this to those agencies.
- Your dispute with the screening company was ignored.
- Errors were removed and then reported again.
Taking legal action is an option if you believe that inaccuracies in your background check have resulted in adverse consequences to your life (including events outside of a recent rental application). A consumer protection attorney can help to analyze the situation and determine how to hold the consumer reporting agencies and furnishers accountable.
How mixed file cases happen
Around 2% of all citizens in the United States have critical inaccuracies on their credit reports at this very moment. Causes include those with similar names, data entry errors, address confusion, identity theft, and even system glitches or technical errors.
In many cases, a name and geolocation are used to search for an individual to perform the background check (rather than social security number), leading to false information appearing on your screening.