Uncategorized Archives | Bill Clanton

Father-Son Credit File Mix-Up: Untangling the Tangled Web of Mixed Credit Reports

Understanding Your Credit Report: A Guide for Twins

Are You a Twin Struggling with a Mixed Credit File? As a twin, you may face unique challenges when it comes to your credit report. The similarities in personal information between you and your twin can lead to mixed credit files and inaccurate reporting, causing financial hardships and frustration. But don’t worry – you’re not … Read more

Federal vs. Private Student Loan Servicing: What Borrowers Need to Know

Student loan borrowers often find the world of student loans and loan servicing confusing, especially when it comes to the differences between federal student loans and private student loans. Understanding how these loan types differ, especially in the context of loan servicing, is crucial for borrowers to successfully navigate repayment and protect their credit. Key … Read more

Impact of Student Loan Servicing Errors on Credit Scores

Introduction Your credit score is a critical component of your financial life, influencing your ability to secure loans, credit cards, housing, and even employment opportunities. For many individuals, student loans represent a significant portion of their debt, making the proper management and servicing of these loans crucial to maintaining a healthy credit score. Student loan … Read more

Student Loan Borrowers Beware: How to Spot and Fix Costly Servicing Errors

Student Loan Borrowers Face a Maze of Servicing Problems Are you one of the millions of student loan borrowers struggling to navigate repayment? Servicing mistakes by the companies handling your loans can cost you money and jeopardize your path to being debt-free. But knowing what errors to look out for and how to get them … Read more

How to Report a Stolen SSN

What do Do When Someone Takes Your SSN When faced with the unsettling situation of having your Social Security number stolen, immediate and strategic action is essential to mitigate potential damages. The theft of such sensitive information can lead to various forms of identity theft, including financial fraud and misuse of personal data. In this … Read more