A list of all the credit bureaus as of 2023.

Credit Reporting Agencies

While there are three major nationwide credit reporting agencies that most people think of (Experian, Equifax, and TransUnion)—there are technically 58 total consumer reporting agencies in the United States. Here is a complete list.

Key takeaways

Equifax, Experian, and TransUnion are the three major nationwide credit reporting agencies that most people think of.
There are a total of 58 consumer reporting agencies (like employment screening agencies) that you may come across.

The top 3 nationwide credit reporting agencies

Here is a list of the three major credit reporting agencies in the United States:

Equifax:

Website: Equifax
Phone: 1-800-685-1111

Experian:

Website: Experian
Phone: 1-888-397-3742

TransUnion:

Website: TransUnion
Phone: 1-800-916-8800

These are the three major nationwide credit reporting agencies. Keep in mind that there are also specialty consumer reporting agencies that focus on specific areas like employment screening, personal property insurance, and supplementary reporting.

Employment Screening:

HireRight: HireRight
Sterling: Sterling

Personal Property Insurance:

LexisNexis: LexisNexis
CoreLogic: CoreLogic

Complete list of consumer reporting agencies in the United States

Company Name	Category	Website	Phone	Address	Free Report	Freeze Report
Accurate Background	Employment Screening	accurate.com	800-216-8024	Accurate Background, Inc. 7515 Irvine Center Drive Irvine, CA 92618	Yes	No
ADP Screening & Selection Services, Inc.	Employment Screening	adpselect.com	800-367-5933	ADP Screening & Selection Services, Inc. 301 Remington Street Fort Collins, CO 80524	Yes	No
Asurint	Employment Screening	asurint.com	800-906-2034	Asurint 111 Superior Ave E Cleveland, OH 44114	Yes	No
backgroundchecks.com	Employment Screening	backgroundchecks.com	866-265-6602	backgroundchecks.com Attn: Consumer Relations Department P.O. Box 353 Chapin, SC 29036	Yes	No
CCC Verify	Employment Screening	cccverify.com	855-901-3099	Attn: Verifications Corporate Cost Control 50 Nashua Road Londonderry, NH 03053	Yes	No
Checkr	Employment Screening	checkr.com	844-824-3257	One Montgomery Street, Suite 2000 San Francisco, CA 94104	Yes	No
Cisive	Employment Screening	cisive.com	855-881-0716	Cisive 5000 Corporate Ct Suite 203 Holtsville, NY 11742	Yes	No
DISA Global Solutions, Inc	Employment Screening	disa.com	281-673-2400	Disa Global Solutions, Inc. 10900 Corporate Centre Dr Suite 250 Houston, TX 77041	Yes	No
EmpInfo	Employment Screening	empinfo.com	800-274-9694	EmpInfo 5900 Silver Creek Valley Road San Jose, CA 95138	Yes	No
First Advantage Corporation	Employment Screening	FADV.com	800-845-6004	First Advantage Consumer Center P.O. Box 105292 Atlanta, GA 30348-5292	Yes	Yes
General Information Services, Inc. (GIS)	Employment Screening	geninfo.com	866-265-4917	General Information Services Consumer Relations Department 917 Chapin Road P.O. Box 353 Chapin, SC 29036	Yes	No
HireRight	Employment Screening	hireright.com	800-381-0645	HireRight Attn: Consumers Department 14002 E. 21st Street, Suite 1200 Tulsa, OK 74134	Yes	No
Info Cubic	employment Screening	infocubic.com	877-360-4636	Info Cubic, LLC Attn: Applicant Services 116 Inverness Dr. East Suite 206 Englewood, CO 80112	Yes	No
IntelliCorp	Employment Screening	intellicorp.net	866-202-1436	IntelliCorp Records, Inc. Attn: Compliance Department 3000 Auburn Drive, Suite 410 Beachwood, OH 44122	Yes	No
OPENonline	Employment Screening	OPENonline.com	888-381-5656	OPENonline, LLC Attn: Compliance PO Box 549 Columbus, OH 43216-0549	Yes	No
Pre-employ.com	Employment Screening	pre-employ.com	800-300-1821	Pre-employ.com, Inc. Attn: Compliance Department P.O. Box 491570 Redding, CA 96049	Yes	No
Social Intelligence	Employment Screening	socialintel.com	888-748-3281	Social Intelligence Corp. 735 State Street Suite 211 Santa Barbara, CA 93101	Yes	No
Sterling	Employment Screening	sterlingcheck.com	888-889-5248	Sterling Attn: Consumer Reports 4511 Rockside Road Independence, OH 44131	Yes	No
Truework	Employment Screening	truework.com	833-878-3967	Truework 325 Pacific Avenue San Francisco, CA 94111	Yes	No
The Work Number	Employment Screening	TheWorkNumber.com	866-604-6570	Equifax Workforce Solutions Attn: EDR 3470 Rider Trail South Earth City, MO 63045	Yes	Yes
uConfirm	Employment Screening	uconfirm.com	323-927-0750	Tax Credit Co. 6255 Sunset Blvd Suite 2200 Los Angeles, CA 90028	Yes	No
Universal Background Screening	Employment Screening	universalbackground.com	877-263-8033	Universal Background Screening, Post Office Box 5920, Scottsdale, AZ 85261	Yes	No
AmRent	Tennant Screening	amrent.com/services.html	888-898-6196	AmRent Consumer Assistance PO Box 3027 Pittsburgh, PA 15230	Yes	No
AppFolio	Tennant Screening	appfolio.com/consumer	866-359-3630	Consumer Relations 50 Castilian Drive Goleta, CA 93117	Yes	No
Contemporary Information Corp. (CIC)	Tennant Screening	CICreports.com	800-288-4757	CIC Consumer Relations 42913 Capital Drive Unit 101 Lancaster, CA 93535	Yes	No
SafeRent Solutions, LLC	Tennant Screening	saferentsolutions.com	888-333-2413	SafeRent Solutions, LLC. Consumer Relations Department P.O. Box 3890 Coppell, TX 75019	Yes	No
Experian RentBureau	Tennant Screening	experian.com/rentbureau	877-704-4519	Experian RentBureau P.O. Box 26 Allen, TX 75013	Yes	No
First Advantage Corporation Resident Solutions	Tennant Screening	FADV.com	800-845-6004	First Advantage Consumer Center P.O. Box 105292 Atlanta, GA30348-5292	Yes	Yes
Real Page, Inc. (LeasingDesk)	Tennant Screening	RealPage.com	866-934-1124	LeasingDesk Screening Attn: Consumer Relations 2201 Lakeside Blvd. Richardson, TX 75082	Yes	Yes
RentGrow, Inc	Tennant Screening	rentgrow.com	800-898-1351	RentGrow, Inc. Consumer Relations 117 Huntington Avenue Suite 1703 #74213 Boston, MA 02115	Yes	No
Screening Reports, Inc.	Tennant Screening	ScreeningReports.com	866-389-4042	Screening Reports, Inc. 220 Gerry Drive Wood Dale, IL 60191	Yes	No
TransUnion Rental Screening Solutions, Inc. (TransUnion SmartMove)	Tennant Screening	mysmartmove.com	888-387-1750	TransUnion Rental Screening Solutions, Inc. 6430 South Fiddlers Green Circle, Suite 500 Greenwood Village, CO 80111	Yes	No
Certegy Payment Solutions, LLC	Check and Bank Screening	AskCertegy.com	800-237-3826	Certegy Payment Solutions, LLC Attn: CFDR Request P.O. Box 30046 Tampa, FL 33630-3046	Yes	No
ChexSystems	Check and Bank Screening	chexsystems.com	800-428-9623	ChexSystems, Inc. Attn: Consumer Relations 7805 Hudson Road, Suite 100 Woodbury, MN 55125	Yes	Yes
CrossCheck, Inc	Check and Bank Screening	cross-check.com	800-843-0760	CrossCheck, Inc. Attn: Consumer Inquiry Department P.O. Box 6008 Petaluma, CA 94955-6008	Yes	No
Early Warning Services	Check and Bank Screening	Earlywarning.com	800-325-7775	Early Warning Attn: Consumer Services Department 16552 North 90th Street Scottsdale, AZ 85260	Yes	No
Global Payments Check Services, Inc	Check and Bank Screening	Globalpaymentsinc.com	800-638-4600	Global Payments Check Services, Inc. Attn: FACT ACT Support P.O. Box 59371 Chicago, IL 60659	Yes	No
TeleCheck Services	Check and Bank Screening	getassistance.telecheck.com	800-366-2425	TeleCheck Services, Inc. Attn: Consumer Resolution Services P. O. Box 6806 Hagerstown, MD 21741-6806	Yes	No
A-PLUS Property (by Verisk)	Personal Property Insurance	https://fcra.verisk.com/#/	800-627-3487	Verisk Insurance Solutions Consumer Inquiry Center P.O. Box 5404 Mt. Laurel, NJ 08054	Yes	No
LexisNexis C.L.U.E. (Auto & Property Reports)	Personal Property Insurance	https://consumer.risk.lexisnexis.com/consumer	888-497-0011	LexisNexis Risk Solutions Consumer Center P.O. Box 105108 Atlanta, GA30348-5108	Yes	Yes
Drivers History	Personal Property Insurance	drivershistory.com	855-694-1555	Drivers History Consumer Relations P.O. Box 600 Woodlyn, PA 19094	Yes	No
Insurance Information Exchange (iiX)	Personal Property Insurance	iiX.com	866-560-7015	Insurance Information Exchange (iiX) Attn: Compliance 1716 Briarcrest Drive, Suite 200 Bryan, TX 77802	Yes	No
MIB, Inc.	Medical	MIB.com	866-692-6901	MIB, Inc. 50 Braintree Hill Park Suite 400 Braintree, MA 02184-8734	Yes	No
Milliman IntelliScript	Medical	RxHistories.com	877-211-4816	Milliman IntelliScript P.O. Box 2223 Brookfield, WI53008	Yes	No
Clarity Services	Low-income and subprime	ClarityServices.com	866-390-3118	Clarity Services, Inc. P.O. Box 5717 Clearwater, FL 33758	Yes	Yes
Teletrack	Low-income and subprime	CoreLogic.com/teletrack	877-309-5226	CoreLogic Teletrack P.O. Box 509124 San Diego, CA 92150 Attn: Consumer Disputes Department	Yes	Yes
DataX	Low-income and subprime	DataX.com	800-295-4790	DataX Security Freeze P.O. Box 740124 Atlanta, GA 30374	Yes	No
FactorTrust	Low-income and subprime	factortrust.com	844-773-3321	FactorTrust, Inc. Attn: Consumer Inquiries P.O. Box 3653 Alpharetta, GA 30023	Yes	Yes
MicroBilt	Low-income and subprime	microbilt.com	888-222-7621	MicroBilt Attn: Consumer Affairs Department P.O. Box 440693 Kennesaw, GA 30160	Yes	Yes
Advanced Resolution Services	Supplementary Reports	are-consumeroffice.com	800-392-8911	Advanced Resolution Services, Inc. P.O. Box 4000 Conway, AR 72033	Yes	Yes
CoreLogic Credco	Supplementary Reports	CoreLogic.com/Credco	877-532-8778	CoreLogic Credco, LLC P.O. Box 509124 San Diego, CA 92150	Yes	Yes
Innovis	Supplementary Reports	Innovis.com	800-540-2505	Innovis Consumer Assistance P.O. Box 530089 Atlanta, GA 30353-0089	Yes	Yes
LexisNexis Risk Solutions	Supplementary Reports	consumer.risk.lexisnexis.com	888-497-0011	LexisNexis Risk Solutions Consumer Center P.O. Box 105108 Atlanta, GA 30348-5108	Yes	Yes
SageStream (subsidiary of ID Analytics, LLC)	Supplementary Reports	http://www.sagestreamllc.com/	888-395-0277	SageStream, LLC Consumer Office P.O. Box 503793 San Diego, CA92150	Yes	Yes
National Consumer Telecom & Utilities Exchange (NCTUE)	Utilities	NCTUE.com	866-349-5185	NCTUE Disclosure Report Exchange Service Center – NCTUE P.O. Box 105161 Atlanta, GA 30348	Yes	Yes
The Retail Equation	Retail	theretailequation.com	800-652-2331	The Retail Equation P.O. Box 51373 Irvine, CA 92619-1373	Yes	No
NCC (National Cred-A-Chek, Inc.)	Gaming	nccreports.com	800-421-2168	NCC 3770 4TH Ave San Diego, CA 92103-4203	Yes	No
VIP Preferred	Gaming	vippreferred.com	800-638-4600	Global Payments Gaming Services, Inc. Attn: FACT ACT Support P.O. Box 59371 Chicago, IL 60659	Yes	No

About The Author

Bill Clanton

Over the years my office has helped thousands of consumers who were cheated, ripped-off, and mistreated by debt collectors, credit reporting agencies, banks, credit unions, and car dealers. If you have a problem with a business being dishonest with you give me a call. I’d love to set them straight.

2023 List of Credit Bureaus

Credit Reporting Agencies

Key takeaways

The top 3 nationwide credit reporting agencies

Equifax:

Experian:

TransUnion:

Employment Screening:

Personal Property Insurance:

Complete list of consumer reporting agencies in the United States

Complete list of consumer reporting agencies in the United States

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