Credit Reporting and Tenant Screening Tenant screening is an essential process that landlords and property managers use to evaluate prospective tenants. A crucial part of this process involves reviewing credit reports, which fall under the purview of the Fair Credit Reporting Act (FCRA). Understanding the role of the FCRA in tenant screening can help protect … Read more
Are you a renter struggling to keep up with the skyrocketing cost of housing? A new report from the National Consumer Law Center sheds light on the role of junk fees in inflating rents and putting renters at risk. According to the report, renters are being forced to pay excessive and sometimes illegal late fees, … Read more
How To Report Fair Credit Reporting Act (FCRA) Violations Fair credit reporting is an important issue that affects many consumers. The Fair Credit Reporting Act (FCRA) was created to ensure the accuracy, privacy and fairness of consumer reports. Unfortunately, there are violations of this law which can lead to serious financial consequences for those affected … Read more
Exposed: The Risks & Drawbacks Of Using A Credit Repair Service There’s a dangerous trend happening in the world of consumer credit repair, and it’s time we expose it. Credit repair companies are preying on unsuspecting consumers who are desperate to improve their financial standing, making false promises that they can erase bad debt and … Read more
Common Credit Report Errors and How to Fix Them Your credit report is an important tool that lenders use to determine your creditworthiness, so it’s important to ensure that your credit report is accurate. Unfortunately, credit report errors are all too common, and they can have a significant impact on your credit score. In this … Read more
How Long Do Negative Items Stay on Your Credit Report? If you have negative items on your credit report, you may be wondering how long they will stay on your report and continue to affect your credit score. In this guide, we’ll walk you through how long different types of negative items typically stay on … Read more
Complaints against credit reporting agencies have nearly doubled from 2021 to 2022, according to a report released by the U.S. PIRG Education Fund. The report analyzed complaints filed with the Consumer Financial Protection Bureau (CFPB) and found that the “Big 3” credit bureaus – TransUnion, Equifax, and Experian – received the most complaints in 2022, … Read more
How Often Should You Check Your Credit Report? Your credit report is an important tool that lenders use to determine whether you’re eligible for credit, so it’s important to check your credit report regularly. In this guide, we’ll walk you through how often you should check your credit report, how to check your credit report, … Read more
