CoreLogic Credit Inquiries on Your Credit Report? | Bill Clanton

CoreLogic Credit Inquiries on Your Credit Report?

Who is CoreLogic Credco

CoreLogic Credco focuses on merged credit reports, where data from Experian, Equifax, and TransUnion is combined into a single consumer credit report. Lenders seeking credit information from all three national credit bureaus can conveniently use CoreLogic Credco as a unified source during a credit pull. This consolidated report is then utilized by lenders to assess various financial products, ranging from mortgages and auto loans to lines of credit.

Key takeaways

  • Seeing CoreLogic Credco on your credit report may indicate a “hard inquiry” that was performed on your credit report. This may have occurred if you recently refinanced an auto loan or a mortgage.

What is CoreLogic Credco?

CoreLogic Credco is a company out of San Diego that is considered a credit reporting agency that consolidates merged credit reports.

Why you might be seeing CoreLogic Credco on your credit report

Here is why you might be seeing CoreLogic Credco on your credit report:

Applied for Credit (Hard Inquiry):

If you’ve applied for an auto loan, mortgage, or any credit triggering a hard inquiry, CoreLogic Credco may appear on your credit report. Contact CoreLogic Credco for details on the lender who used their service. This hard inquiry temporarily affects your credit score.

Prequalified for Credit (Soft Inquiry):

CoreLogic Credco may show up for soft inquiries when prequalified for a mortgage, auto loan, or other credit types. Soft inquiries don’t impact your credit score but appear on your report. CoreLogic Credco provides an integrated report for lenders.

Auto Loan Refinancing:

Refinancing an auto loan may result in a CoreLogic Credco hard inquiry. Similar to new credit applications, this inquiry has a temporary impact on your credit score.

Rental Housing Screening:

Landlords may use CoreLogic Credco for tenant screening when applying for rental housing.

Credit Counseling Services:

Credit counseling services using CoreLogic Credco’s Instant Merge SoftTouch report result in a soft inquiry, not affecting your credit score.

Identity Theft Victim:

If you’re a victim of identity theft or fraud, contact CoreLogic Credco and the credit bureau displaying the inquiry. Report the incident to the FTC for resolution.

Contacting CoreLogic Credco


CoreLogic Credco

P.O. Box 509124

San Diego, CA 92150

Phone number:

(800) 539-7659

(800) 539-7659

About The Author

Bill Clanton

Over the years my office has helped thousands of consumers who were cheated, ripped-off, and mistreated by debt collectors, credit reporting agencies, banks, credit unions, and car dealers. If you have a problem with a business being dishonest with you give me a call. I’d love to set them straight.