“Fair credit reporting is not just a right, it’s the foundation of financial freedom” Understanding the importance of your credit score and maintaining a clean report is crucial in today’s economy. One hiccup in your report, such as a collection account, can make a huge difference when it comes to obtaining credit, loans, or even … Read more
At Clanton Law Office, we are committed to protecting consumers from credit reporting errors and violations of the Fair Credit Reporting Act (FCRA). We are experienced in dealing with a variety of credit reporting agencies, including Equifax, Experian, TransUnion, Innovis, DataX, FactorTrust, and Clarity Services. Our aggressive approach ensures that our clients’ rights are upheld … Read more
Life can be a bumpy ride with plenty of twists and turns. At times, you might find yourself dealing with a credit reporting error, an incorrect background check, or even identity theft. Even seemingly small errors can have an outsize impact on your credit score. We’ve walked with many consumers through the often complex journey … Read more
Texas Odometer Fraud: A Rising Threat That Needs Attention Odometer fraud is a real, growing issue in Texas that necessitates buyer awareness and strategic legal action. This article provides a comprehensive guide on Texas odometer fraud cases, how to identify them, and how to protect oneself from becoming a victim. It holds immense value for … Read more
In today’s data-driven world, accuracy in credit reporting is crucial. However, credit reporting errors, including the perplexing issue of mixed or mismerged files, are more common than you may think. A ‘mixed file’ situation arises when the credit information of one consumer mistakenly lands in another consumer’s credit file, leading to inaccuracies that can affect … Read more
Did you know that erased inaccuracies on your credit report can stubbornly resurface? These recurring reporting errors, known as ‘reinsertions,’ can lead to headaches for consumers, creating havoc on their credit scores and credibility. TransUnion, a major credit reporting agency, is no stranger to these issues, with its procedures often enabling this cyclic inaccuracies nightmare. … Read more
TransUnion Mixed Credit Files: A Consumer’s Guide to a Common Credit Report Error When you pull up your credit report, you expect it to be an accurate representation of your financial history. But, what happens when you see information that doesn’t belong to you on your report? Mixed credit files can be an alarming surprise, … Read more
At the Clanton Law Office, we often field queries about credit reporting issues, particularly relating to the TransUnion credit bureau. One topic that keeps resurfacing involves public records that are too old or do not belong to you. As a result, we want to provide a comprehensive overview of this issue to help you understand … Read more
